Fractional CFO · Forecasting · Scenario Analysis · Strategic Decision Support
Neil Shnider
45 minutes · No cost · No pressure
Making a major hire or capital investment?
Before you commit, you need to see the cash flow impact over the next 12 months — in real numbers, not guesses.
Worried about how rising costs will hit your margins?
Economic shifts translate into dollars and cents when you have a live financial model built for your business.
Not sure if the timing is right to grow?
Scenario modeling shows you the best case, worst case, and most likely case — so you move with confidence.
Your accountant handles the past. Who handles the future?
A fractional CFO looks forward, not backward — giving you the strategic financial perspective growing companies need.
Updated every month, built around your actual business — not a generic template. You always know where you stand financially and where you're headed.
Before any major decision — new hire, new location, new contract — we model the outcome together. You see the numbers before you commit.
Interest rate changes, supply chain shifts, and industry-wide trends translated into what they actually mean for your bottom line.
A focused working session with you and your leadership team. We review the forecast, revisit your assumptions, and align on priorities.
Questions don't wait for monthly meetings. Reach out when a decision is on the table and you need a fast financial read.
Clean, professional reporting packages you can hand to a bank, investor, or board member with confidence — no scrambling to translate the numbers first.
Full access to your own Financial Clarity dashboard between sessions — so you're never staring at last month's numbers when a decision comes up.
Beyond the monthly check-in — a full-quarter trend analysis with a board-ready summary deck you can walk into a bank, investor, or partner meeting with.
See exactly how your margins, cash conversion, and KPIs stack up against real industry benchmarks — powered by the same data behind Financial Clarity.
As a Certified Valuation Analyst, Neil tracks what your business is actually worth as the numbers move — so you're never caught off guard by an offer, a buyout, or an exit conversation.
Neil has spent his career helping privately held businesses make better financial decisions. As a Certified Public Accountant, MBA, and Certified Valuation Analyst, he brings both technical rigor and strategic clarity to every engagement. He works exclusively with businesses doing $5M–$15M in annual revenue — a focused practice that means deep familiarity with the specific pressures growing companies at this stage face. His work isn't about reports. It's about making sure every major decision you make is backed by a clear financial picture of what's likely to happen next.
How much does a fractional CFO cost?
Monthly retainers for fractional CFO services typically range from $3,000 to $10,000 depending on scope and company size. This engagement is $5,000/month, which includes a 12-month rolling forecast, a monthly strategy session, board-ready reporting, and industry benchmarking — no hourly billing or surprise invoices.
When should a small business hire a fractional CFO?
Most owners reach out when cash flow feels unpredictable despite steady or growing revenue, when they're preparing financials for a lender or investor, or when they realize every major decision is still being made on gut feel because nobody has built out real forecasting. If you've outgrown your bookkeeper but aren't ready for a six-figure full-time hire, that's usually the sign.
What's the difference between a fractional CFO and a bookkeeper or accountant?
A bookkeeper records what already happened. A fractional CFO uses those numbers to answer forward-looking questions — what happens if you hire two more people, which jobs or clients are actually profitable, and how much cash runway you have if a slow month hits. It's decision support, not historical reporting.
Is this a good fit if I'm preparing to sell my business?
Yes — this is one of the areas where having a Certified Valuation Analyst on the engagement matters. Ongoing valuation insight and board/investor-ready reporting are both built into this retainer, so you're not scrambling to translate your numbers when a buyer or investor conversation starts.
No pitch. No pressure. Just an honest conversation about where your business stands and whether this is the right fit.
Schedule a Free Call →