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Resources · Templates

Practical templates for real business decisions

Ready-to-use Excel files built by a CPA and Certified Valuation Analyst — the same tools we use with clients. Enter your email to download.

Cash Flow & Budgeting

See where cash really comes from and goes — month by month.
XLSXFree with email15 KB

Business Cash Flow Statement — Monthly

A 12-month cash-in / cash-out statement for seasonal businesses. Shows cash available for debt service, debt coverage and your tightest cash month.

  • Operating cash in and out by category
  • Debt payments, other uses and other sources kept separate
  • Beginning and ending cash every month
  • Debt coverage and outside-funding ratios
XLSXFree with email10 KB

Personal Cash Flow Statement

A one-page monthly and annual statement of personal income, living expenses and debt payments — what lenders ask guarantors for.

  • Cash in, living expenses and debt payments
  • Mortgage, auto, student and guaranteed business loans
  • Debt-to-income and coverage calculated for you
  • Signature block for lender packages

More templates on the way

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Templates are provided for illustration and planning. They are not financial, tax, legal or valuation advice; review results with your CPA before acting on them.