What-If Modeling · Industry KPI Dashboards · Cash Flow & Breakeven Tools
Self-serve, on your schedule
The same analysis behind our advisory practice — move a slider, see the result.
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Thinking about raising prices?
See how much volume you could lose and still come out ahead — and what a 5% price increase is worth compared with a 5% volume gain.
Profitable on paper, but always short on cash?
The cash conversion cycle shows how many dollars are tied up in receivables and inventory — and what a few days faster is worth.
Can you afford the hire, the loan or the new equipment?
Model the fixed-cost change, breakeven and debt coverage before you sign — not after the first slow month.
Not sure how you stack up?
Industry dashboards compare your margins, cash cycle and key ratios against benchmarks for your type of business.
A 12-month look at cash, revenue and working capital, with a health scorecard that flags problems while there's still time to act.
Price, volume, direct labor, materials and overhead — see which lever moves profit most, plus price-increase and discount break-evens.
Turn DSO, DIO and DPO into dollars: how much cash is tied up today and what each day of improvement frees.
Know the revenue you need to cover your costs, and how fixed versus variable costs amplify every move up or down.
Debt service coverage over three years — and the specific expense changes it takes to reach a lender's 1.25× minimum.
Service, manufacturing, construction and retail/distribution dashboards with benchmarks, cash runway and the KPIs that matter in each.
See why profit and cash diverge — working capital, capital purchases, loan payments and owner draws in one bridge.
Allocate indirect costs by revenue, headcount, labor or a blend — and see how the method changes each department's profit.
Every calculation runs in your browser. The figures you enter are never sent to or stored by The Shnider Group LLC.
Not sure yet? Try the free demo first →
Is my financial data safe?
Yes. Financial Clarity runs entirely in your web browser. The numbers you type in are not uploaded, stored or shared — when you close the page, they're gone. See our Privacy Policy.
What's the difference between Starter and Pro?
Starter is a one-time purchase of the current version. Pro, monthly or annual, includes every new tool and industry as it's added, plus member blog articles and updates.
How is this different from the Fractional CFO service?
Financial Clarity is self-serve — you run the models yourself. The Fractional CFO engagement is hands-on: Neil builds your forecast, walks through the scenarios with you every month, and includes Financial Clarity dashboard access.
Can I try it before I pay?
Yes. The free demo includes the industry KPI dashboards, with no credit card required.
Move a few sliders and see what your next decision is worth — in dollars.
Try Financial Clarity Free →Prefer to talk it through? Book a discovery call · 614-582-0108